Women pay higher interest timbuktu - DN.SE
Source: Advisas customer database
More about the survey Consumer loans are all types of personal loans and often lack security. It's about credit timbuktu sales, car loans, credit card, personal loans, unsecured loans, member loans and second mortgages to home.
Advisas statistics are based on 39,380 customers between 18 to 83 years. The customer database is not representative of the entire population. Jönköping County is not included in the study because there were too few respondents.
13 percent. So much more women pay in interest on consumer loans than men. One possible reason is income inequality between the sexes. "It may also be that banks treat women differently," says Anna Dreber Almenberg, a researcher at the Stockholm School.
13 percent. So much more women pay in interest on consumer loans than men. One possible reason is income inequality between the sexes. "It may also be that banks treat women differently," says Anna Dreber Almenberg, a researcher at the Stockholm School.
It is increasingly common for Swedes take unsecured loans, so-called consumer loans. Meanwhile, figures from the loan brokerage timbuktu company Advisa that women have on average 13 percent higher rate of interest, even though the loan amounts are often less. Overall, the company estimates that women every year pays about 1.4 billion more in interest than men.
- It seems that the credit-driven consumption baiting a trap that affects women more than men. Women do not just lower wages, timbuktu a larger portion of their disposable income timbuktu is also spent to repay loans, says Philip Berman, Marketing Manager at Advisa.
The biggest difference is within the county where women on average pay 19 percent higher rate than men. The difference is least in Blekinge County, where the corresponding figure is 5 percent. Men and women borrow money at about the same things - clothes, electronics, timbuktu travel and renovation. However, women often credit card debt and hire purchase, providing loans at fairly high APR.
Mats Hammarstedt, who is Professor timbuktu of Economics at Linnaeus University, believes that the right type of loan may be a possible explanation for the differences in interest rates. Another possible reason is income inequality between the sexes.
Anna Dreber Almenberg, who researches gender differences at the Stockholm School, agrees that income and loan type may explain the unequal rates. But it may also be that women have less knowledge of how financial timbuktu markets work.
- On average, maybe fewer women than men know what interest rate they pay or what they could get from any other lending institutions. They are also less likely to negotiate. It may also be that banks treat women differently because they know these things, she says.
- I was all things that I previously purchased timbuktu in cash, it could be a sofa or maybe I needed a few hundred dollars for unexpected expenses. I would not advise anyone to shop with credit cards, but sometimes it's easier than to buy things on the installment plan, she says. Interest rates were at 13-14 per cent and the cost of paying off many small loans piling up. But in November, she put on the loans so that monthly payment was reduced.
Photo: TT, NTB Scanpix
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Source: Advisas customer database
More about the survey Consumer loans are all types of personal loans and often lack security. It's about credit timbuktu sales, car loans, credit card, personal loans, unsecured loans, member loans and second mortgages to home.
Advisas statistics are based on 39,380 customers between 18 to 83 years. The customer database is not representative of the entire population. Jönköping County is not included in the study because there were too few respondents.
13 percent. So much more women pay in interest on consumer loans than men. One possible reason is income inequality between the sexes. "It may also be that banks treat women differently," says Anna Dreber Almenberg, a researcher at the Stockholm School.
13 percent. So much more women pay in interest on consumer loans than men. One possible reason is income inequality between the sexes. "It may also be that banks treat women differently," says Anna Dreber Almenberg, a researcher at the Stockholm School.
It is increasingly common for Swedes take unsecured loans, so-called consumer loans. Meanwhile, figures from the loan brokerage timbuktu company Advisa that women have on average 13 percent higher rate of interest, even though the loan amounts are often less. Overall, the company estimates that women every year pays about 1.4 billion more in interest than men.
- It seems that the credit-driven consumption baiting a trap that affects women more than men. Women do not just lower wages, timbuktu a larger portion of their disposable income timbuktu is also spent to repay loans, says Philip Berman, Marketing Manager at Advisa.
The biggest difference is within the county where women on average pay 19 percent higher rate than men. The difference is least in Blekinge County, where the corresponding figure is 5 percent. Men and women borrow money at about the same things - clothes, electronics, timbuktu travel and renovation. However, women often credit card debt and hire purchase, providing loans at fairly high APR.
Mats Hammarstedt, who is Professor timbuktu of Economics at Linnaeus University, believes that the right type of loan may be a possible explanation for the differences in interest rates. Another possible reason is income inequality between the sexes.
Anna Dreber Almenberg, who researches gender differences at the Stockholm School, agrees that income and loan type may explain the unequal rates. But it may also be that women have less knowledge of how financial timbuktu markets work.
- On average, maybe fewer women than men know what interest rate they pay or what they could get from any other lending institutions. They are also less likely to negotiate. It may also be that banks treat women differently because they know these things, she says.
- I was all things that I previously purchased timbuktu in cash, it could be a sofa or maybe I needed a few hundred dollars for unexpected expenses. I would not advise anyone to shop with credit cards, but sometimes it's easier than to buy things on the installment plan, she says. Interest rates were at 13-14 per cent and the cost of paying off many small loans piling up. But in November, she put on the loans so that monthly payment was reduced.
Photo: TT, NTB Scanpix
"Do timbuktu both relief and sadness." Drank two bottles of wine a day. Now she gets the help of their doctor. 3:00 a.m. tweets 2 recommendations 1 recommendations
Robert Hannah and Simona Mohamsson (FP): All racism is racism regardless of whether it affects the majority population or minority populations. 205 29 172 tweets recommendations 4 recommendations
Web TV
On Sunday voting Crimean residents about what relationship they will have with Russia and Ukraine. See DN-photographer Paul Hansen's timbuktu pictures from Ukraine. 74 22 tweets 51 recommendations 1 recommendations
Latest News The planet Mercury has shrunk 06:48 Down in Asia after the Crimean Vote 06:09 Obama warns Putin for more sanctions 6:03 Three of four with influenza have no symptoms at 6:00 Senja got control with 15 method 06:00 Quick Care will get addicts seeking help 06:00 Geologic problems at Utøyaminne 05:46 Leak fix two points to Vancouver 00:47
DN OF THE AGENDA Most shared and recommended on DN.se 1. Björn Wiman: A swastika is not "doodle", a Nazi with a knife does not want to "mess" Yesterday 1842 305 1537 tweets timbuktu recommendations 0 recommendations 2. Breakfast's timbuktu worst sugar traps March 15, 1581 21 tweets 1552 recommendations 8 recommendations third Karin Bojs: We have gone over the limit now is 1272 155 1115 tweets Recommendations 2 recommendations
Most Read 1. Doctor: Sapo and the County Council threatened with the sack at SD visit second The captain at the center of the investigation 3rd Michael Wini
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